Terms & Condition

Effective Date: October 31st, 2025

Welcome to GELCO Insurance. By accessing or using our website, you agree to be bound by these Terms of Use. Please read them carefully.

1. 1. Service Description:

   GELCO Insurance provides a platform that connects users with insurancecompanies for auto insurance coverage. We do not sell insurance directly but serve as a referral service to licensed insurance providers.

2. 2. Eligibility:

   You must be at least 18 years of age and legally capable of entering into binding contracts to use our services. By using this website, you represent that you meet these requirements.

3. 3. Use of Information:

   By submitting your information through our website, you authorize us to share it with insurance companies and providers for the purpose of connecting you with appropriate coverage options. Your information will be handled in accordance with our Privacy Policy.

4. 4. No Guarantee of Coverage:

   While we strive to connect you with suitable insurance providers, we do not guarantee that you will be offered coverage or any specific rate. Insurance eligibility and pricing are determined solely by the insurance companies.

5. 5. Accuracy of Information

   You agree to provide accurate, current, and complete information when using our services. Providing false or misleading information may affect your ability to obtain insurance coverage.

6. 6. Third-Party Services

   Once connected with an insurance provider, your relationship is directly with that company. GELCO Insurance is not responsible for the actions, policies, or services of third-party insurance companies.

7. 7. No Insurance Advice:

   GELCO Insurance does not provide insurance advice or recommendations. Any decisions regarding insurance coverage are your sole responsibility.

8. 8. Limitation of Liability:

   GELCO Insurance is provided "as is" without warranties of any kind. We are not liable for any damages arising from your use of our website or services, including but not limited to direct, indirect, incidental, or consequential damages.

9. 9. Intellectual Property:

   All content on this website, including text, graphics, logos, and software, is the property of GELCO Insurance and protected by copyright and trademark laws. You may not reproduce, distribute, or use any content without our written permission.

10. 10. Prohibited Conduct

    You agree not to:

    • - Use the website for any unlawful purpose.

    • - Attempt to gain unauthorized access to our systems.

    • - Transmit virus, malware, or harmful code

    • - Interfere with the proper finctioning of the website

    • - Scrape of harvest data from the website.

11. 11. Modifications:

    We reserve the right to modify these Terms of Use at any time. Changes will be effective immediately upon posting to the website. Your continued use of the website constitutes acceptance of the revised terms.

12. 12. Termination:

    We reserve the right to terminate or suspend your access to our website at any time, without notice, for conduct that we believe violates these Terms of Use or is harmful to other users or our business.

13. 13. Governing Law:

    These Terms of Use shall be governed by and construed in accordance with the laws of Montana, without regard to its conflict of law provisions.

14. 14. Contact Us:

    If you have questions about these Terms of Use, please contact us at: info@GELCOINSURANCE.com.

By using GELCO Insurance, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use.